Signing a purchase contract is exciting—it means the seller has agreed to your offer and you’re on the path to homeownership! But what happens next depends on the type of home you’re buying. While most of the steps are the same for resale or new construction homes, there are a few differences. Let’s break it […]

By now, you’ve tracked your spending, cut unnecessary costs, and maybe even built up a small emergency fund. September is the month to turn up that momentum toward paying down debt. Debt—especially high-interest debt like credit cards—can quietly drain your budget and slow down progress toward your bigger goals, whether that’s buying a home, a […]

When you’re planning to buy a home, it’s easy to focus only on the down payment and monthly mortgage. But there’s another important piece to this home buying puzzle: CLOSING COSTS. Closing costs typically range between 2–5% of the purchase price, and they cover all the services and fees required to officially transfer the home […]

Austin, TX – August 2025 Last week I toured Brookfield Residential in Easton Park in Austin, and I just couldn’t wait to share this one with you. If you’ve been on the fence about buying, this Southeast Austin community is just one of the amazing options that makes homeownership feel closer than you think. Let’s break it […]

If you’re dreaming of homeownership but feel like it’s still a year or two away—good news!…a new construction home might bring that dream closer. Last week, we talked about how builder incentives could be your ticket to buying sooner than you thought. This week, I want to break down what those incentives actually are and […]

August often brings a shift in routines—and budgets. Whether you’re prepping for a new school year or starting to think ahead to the holidays, now is the perfect time to plan for seasonal expenses that can sneak up fast. For Families with Kids: Back-to-School Budgeting Back-to-school season can be a budget buster if you’re not […]

If you’re dreaming of buying your first home but feel like you’re still a year (or more) away—there’s good news. In areas like Kyle, Buda, South Austin, San Marcos, and Dripping Springs, new construction builders are offering big-time incentives that could help you get into a home sooner than you expected. From covering part of […]

July is the perfect time to pause and take a look at how your budget is working for you. Think of it as a mid-year tune-up—just like you’d check your car before a road trip, you should check your finances to make sure you’re still on track. Start by reviewing your original goals: Are you […]

January is the perfect time to start fresh and set financial goals,and as promised, I’m giving you all the deets on Sinking Funds this month. One smart way to plan for future expenses is by using sinking funds. But what exactly is a sinking fund?  A sinking fund is a savings strategy where you regularly set aside […]

Is student loan debt holding you back from being a homeowner? You’re not alone. Many first-time buyers are worried that their large student debt takes them out of the game when buying a home. But, most of the time, it doesn’t!  So, don’t automatically assume you’re facing a roadblock to homeownership if you have student […]