Whether you’re a longtime homeowner or a newbie, don’t forget to monitor your escrow account if your lender required one when you took out your mortgage. You want to avoid any pitfalls since it’s still your money (and your home!). Here’s a rundown of why you should always stay on top of things when it […]

VA loans are a great loan option for those who have served our country. These loans backed by the U.S. Department of Veterans Affairs, provide an affordable way for many military families to own their own home – and a way to say thank you for your service! Active-duty service members, veterans and surviving spouses […]

Did you know that you can borrow money to buy a home from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — not the bank’s, not mom and dad’s, and not […]

When it comes to getting a mortgage, it’s easy to focus on the interest rate.  But, if you only focus on the interest rate, you might be missing some “hidden” fees that makes getting that interest rate more expensive. That sounds counterproductive but it isn’t. Several factors will help create the best mortgage and interest […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn all about Private Mortgage Insurance (PMI) and ways you can avoid this extra cost to your […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn about a loan that can help you buy a home and renovate it as well. It’s […]

You can feel the attraction immediately and imagine a picture-perfect life together for many years ahead.  You’ve fallen hard, very hard …. But wait! We’re not talking about your latest date but rather a home you saw while house hunting. Yes, buying a home is like falling in love. You can expect to go through […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week, you’ll learn about another loan option – adjustable rate mortgages or ARMs. You might be surprised that ARMS […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn why the interest rate you see advertised online is not the one you’ll get. There are […]

Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn why your credit score is one of the key factors that lenders look at to determine […]